Umbrella Director Ireland
The Benefits of an Umbrella Director
Thinking Umbrella Director might be right for you? Here’s what you’ll gain:
Why choose Fenero for your Umbrella Director
When you choose Fenero, you’ll enjoy:
Tax and accounting specialists for contractors & self-employed professionals
Premium award-winning service at great value pricing
16+ years' experience
Dedicated Account Manager
Tailored guidance and end-to-end support
Fast setup
Proactive tax and financial planning to maximise your income
24/7 access to myFenero, our contractor platform
Employee Wellbeing Assistance Programme
Our fee structure
Our service fee is:
€145 per month
(€70 after tax relief)
€45 per week
(€22 after tax relief)
No setup fees, no closure costs, no surprises
Pay-as-you-go service
Important details about Umbrella Director
You must hold at least a Stamp 4 or unrestricted work permission.
Fenero manages your invoicing, payroll, and expenses - plus your mandatory director’s personal tax return.
Immediate setup — start contracting right away.
Access Class S PRSI, insurance cover, and wellbeing services.
Pay-as-you-go — leave at any time.
Not suitable for mortgage applications due to PRSI restrictions.
Next Steps
Ready to sign up? Here’s what happens next.
Step 1
Fill in our contact form and submit.
Step 2
Complete and submit a questionnaire that we send you.
Step 3
Once we receive it, our team will email you to get things moving.
Umbrella Director FAQs
Umbrella Director is designed for contractors on a Stamp 4 or unrestricted visa, who want higher take-home pay and a little more control.
Both options are pay-as-you-go, with no setup or closure costs. If you’re unsure which is right for you, our team can help you choose the best fit for your contract and circumstances.
Have any questions?
Fill in your details and one of our Solutions Advisors will call you back.
Knowledge Hub
From advice on claiming tax relief to a breakdown of what the Budget means for you, we have some great resources to help you navigate the often-complex contracting landscape.
Contractor vs Employee in Ireland: How Is Employment Status Decided?
Calling someone a contractor doesn't make them a contractor. In Ireland, whether someone is an employee or genuinely self-employed depends on the reality of the working relationship, not simply what their contract says.
October 23, 2026
Personal Limited Company Ireland: Is It Right for Contractors?
A Personal Limited Company can give an experienced contractor more control over how they work, how company income is managed, and how their contracting career develops.
October 9, 2026
How Much Can an Umbrella Contractor Take Home in Ireland in 2026?
A €500 day rate sounds straightforward until you ask what actually reaches your bank account. If you work 20 billable days at €500 per day, you'll invoice €10,000 for the month. But €10,000 isn't your salary, and it isn't your final take-home pay. Your actual income depends on your umbrella structure, tax credits, PRSI treatment, pension contributions, allowable expenses, and personal circumstances. There isn't one universal take-home percentage that applies to every contractor—but worked illustrations offer a great starting point.
October 9, 2026